A Handy Resource Book
To enjoy the desired and fulfilling retirement that you truly deserve!
Everything you need to know…
About accumulating and preserving wealth for your golden years
A Comprehensive Guide
Addressing the many issues related to planning for our retirement
About the Book
As population ages and we live longer, how people, collectively and individually, plan for their retirement, becomes not just a concern for the society, but an utmost priority for individuals as well.
The A to Z Guide to Retirement Planning, adopts a multi-faceted and holistic approach, in addressing the many issues related to planning for our retirement. This book is uniquely presented with each letter of the alphabet touching on a key consideration in retirement planning. Some examples are:
Annuity
What is annuity? How can it help you in sustaining a lifetime of consistent income during your retirement?
Balance Sheet
Why is it also known as a statement of net worth? How is it useful in assessing your financial health, before you start your retirement planning?
Inflation
How does inflation impact our retirement fund? What courses of action do we have, to address the shrinking value of our money?
Sources
What are these sources? What role does each source plays in building up your retirement fund?
Time Factor
What role does the ‘time’ factor play in building up your retirement fund? How fast can the compound interest rate increases your investment returns?
With medical advancements, our life expectancy is set to get even longer, and the time we spend in retirement will also be extended proportionately.
The key question is:
ARE YOU READY?
Use the A to Z Guide as a resource book, to get a head start in your retirement planning and enjoy the desired & fulfilling retirement that you truly deserve!
Get a copy!
Interested to get a copy of my book?
Please send me an email and I will get back to you.
Thank you.
The Author
Patrick Chang
Patrick Chang is an author, trainer, speaker, and card game developer. He is also an experienced financial advisory professional, with more than a decade in business, where he helps his clients with their holistic financial plans, through the use of The Financial Portfolio Analysis Tool kits.
Based on the 5 Strategic Pillars developed from his book, ‘The A to Z Guide to Retirement Planning’, Patrick, an ACTA certified trainer, has constructed and trademarked the M|A|P|P|ED® system, which is a financial literacy training program, on developing comprehensive financial plan, for a financially secured future. The M|A|P|P|ED® training program has been adapted to meet different learning
requirements, for maximum impact and result.
Patrick has also done informational talks on CPF LIFE, Medishield Life and other financial topics at corporations, government agencies & social enterprises.
Patrick graduated with a Bachelor of Commerce degree (Double Majors) from Curtin University and received his MBA from the University of Adelaide. He is also a Certified Financial Planner (CFP®), Chartered Financial Consultant (ChFC®) & Associate Estate Planning Practitioner (AEPP®).
Patrick has contributed 3 commentaries to Channel News Asia website. These commentaries have been shared a combined total of more than 116,051 times, as of 28 July 2019.
These commentaries can be found at the following links:
- Saving too little, starting too late, do we have enough for retirement?
- Reasonable to expect S$3,000 a month for retirement
- Still paying off your housing loan at 65?
Patrick has also done a Podcast on CNA, which can be accessed via this link:
Patrick has been interviewed on local medias several times, including the most recent on Radio CNA938, where the focus of discussion is on the subject of ‘Sudden Wealth Syndrome’: what is it about, the financial & social impact on individuals and the strategies to deal with the syndrome effectively.
In other radio interviews on 938Live, Money FM893 & Capital 958 (Mandarin station), he shared on how financially secured retirement can be achieve through a holistic approach, emphasizing risk management, wealth accumulation & preservation, as well as the awareness of investment scams.
Patrick is the winner of the inaugural Best Personal Brand Award in 2017 for Retirement Planner. The award is presented by the Marketing Institute of Singapore.
What is M|A|P|P|ED®
M|A|P|P|ED® is an interactive, financial literacy training program that focuses on developing a holistic financial plan, for a financially secured future. To achieve maximum result, this trademarked signature program can be and has been adapted to meet the different learning needs of participants.
The learning outcomes of the M|A|P|P|ED® program:
- Appreciate the importance of OWNING a holistic financial plan, from Wealth Management, Accumulation, Preservation, Protection to distribution, in a concise and effective manner
- Application of knowledge and skill set to achieve the 3 levels of financial well-being.
Be Future Ready!
Is not just about High Tech!
Is more about High Touch!
EVENTS
Events & Workshops
Honey, what are we leaving behind for the kids?
DATE AND TIME
Sat 27 July 2019
2:00 PM – 5:00 PM
LOCATION
MOX @ 451 Joo Chiat Road
Singapore 427664
Complexity make Simple!
DATE AND TIME
Sat 3 November 2018
2:00 PM – 6:00 PM
LOCATION
261 Waterloo Street #03-27
(Training Room)
Singapore 180261
Living a HNW Lifestyle
by Patrick Chang, Adelyn Lee, Zac Tay and Joy Hou
DATE AND TIME
Sat 7 November 2018
7:00 PM – 9:30 PM
LOCATION
International Plaza
10 Anson Road #06-17
Singapore 079903
Book Anniversary
10 Nov 2017
To commemorate the launch of his maiden book, Patrick held a book anniversary celebration event. Attended by friends and supporters, the events charts the journey Patrick went through to publish his first book.
Let's touch base
Patrick would like to hear from you. Do drop him a message here or follow him on his social media accounts below. Thank you.
Follow Patrick on social media.